The Centre has issued a fresh advisory warning about the growing threat posed by cybercriminals who are increasingly leveraging artificial intelligence (AI) technologies to bypass security systems and target financial infrastructure across the country.
The advisory, issued by the Indian Cyber Crime Coordination Centre (I4C) under the Ministry of Home Affairs, highlights the misuse of advanced AI tools to create highly realistic deepfake videos and synthetic identities. These technologies are being used to circumvent various digital security measures and gain unauthorized access to financial and digital services.
According to the advisory, fraudsters are exploiting AI-generated content to bypass facial authentication systems, liveness verification checks, video-based Know Your Customer (KYC) procedures, and account recovery mechanisms. Such sophisticated attacks pose a significant risk to financial institutions, fintech platforms, and individual users.
The government noted that cybercriminals often establish contact with potential victims through social media platforms, job portals, dating applications, or direct phone calls. During these interactions, they gather facial data by persuading individuals to perform simple actions such as blinking, turning their heads, or speaking on camera. The collected data is then used to create convincing deepfakes capable of deceiving verification systems.
In response to the evolving threat landscape, the advisory has urged banks, financial institutions, and fintech companies to strengthen their cybersecurity frameworks. It recommends deploying advanced deepfake detection technologies and enhancing customer onboarding and identity verification systems to prevent fraudulent access.
The government has also issued precautionary guidelines for citizens. Individuals have been advised to safeguard their biometric information, remain vigilant against suspicious login attempts, and closely monitor email and SMS alerts related to financial transactions and account activities.
Authorities have further urged the public to report any suspicious financial activity or cyber fraud immediately through the National Cybercrime Reporting Portal. The advisory underscores the need for collective vigilance as AI-driven cyber threats become increasingly sophisticated and widespread.
The warning comes amid growing concerns worldwide over the misuse of artificial intelligence in cybercrime, with experts cautioning that deepfake-enabled fraud could become one of the most significant challenges facing digital financial systems in the coming years.
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